Voluntary apartment insurance is an opportunity to insure your immovable and movable (including valuable) property and liability to neighbors in case of damage caused by fire, explosion, gulf, natural disasters, illegal actions and other relevant risks.

The insurance policy provides a cash payment in the event of an accident, which you can spend on repairing and rebuilding your home.

Ingosstrakh offers apartment insurance online – for registration, simply choose the appropriate option, find out the price using a convenient calculator, issue a policy on the website and pay in a convenient way for you.

Which Property can be insured?

In order to insure an apartment, you do not have to be its owner. But it is worth remembering that insurance compensation is received exclusively by a person interested in preserving property, a person who is financially responsible for it on the basis of an official document.

What risks are covered by the insurance contract

water damage as a result of accidents in the heating system, fire extinguishing systems, water supply or sewerage systems, etc .;
the explosion of gas pipelines and gas storages, steam boilers, materials;
fire, lightning strike;
unlawful intentional acts of third parties or an attempt to commit such an action, including arson;
natural phenomena: hurricane, storm, landslide, landslide, flood, rainstorm, hail, subsidence of the ground, falling trees or stones;
liability to third parties (neighbors).

The insurance policy is issued individually and is suitable for both residents of apartment buildings, owners of penthouses, suburban real estate (cottages, summer cottages) and owners of small boats.

Property insurance includes:

structural elements (walls, partitions, structures of balconies and loggias, etc.);
interior decoration (covering the surfaces of walls, ceilings, partitions with finishing, insulating and decorative materials) and engineering equipment (heating systems, electricity, gas and water supply, sewage, ventilation, etc.);
movable property (furniture; TV-audio-video-radio-photographic equipment; electronics and household appliances, etc.);
external equipment (air conditioners, satellite TV, video surveillance systems);
valuable property (paintings, unique and antiques, items made of precious metals, as well as personal property of particular value to you);
Civil liability to third parties.